Scan to Pay QR Code Payments

Ecentric is the first South African payment systems partner to offer Scan to Pay dynamic EMVCo standard QR code technology, for payments in both in-store and online environments.
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Our new generation alternative payment software is designed to:

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Offer customers a contactless, germ-free transaction experience

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Provide a safe and secure payment process

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Encourage greater digital economy customer traction

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Enhance and simplify the merchant-to-customer experience

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Merchant enablement of many payment methods through a single integration including but not limited to Buy-Now-Pay-Later; Wallets; and loyalty programs

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Thanks to a single integration protocol through OmniHub, merchants can offer their customers this contactless, safe alternative payment method with embedded merchant safety provided by Ecentric’s leading merchant settlement software, OmniHub.

Why the Future is QR Payments

Beyond the customer expectation in a post-Covid world for a contactless payment solution, the technology offers the merchant protection in the form of no longer needing to handle cash, avoiding the need for a customer to have any physical contact with a POS device, enter a pin or sign any receipt. 

Mobile wallet and virtual card technologies avoid the need to carry a physical card to transact.  Card-skimming risk is fully negated with QR code payments, translating to significant strides in cardholder safety and security.

With the expansion in alternative payment types, more consumers are entering and engaging in the digital economy, offering exciting growth prospects for merchants to reach new consumer segments.

The Uniqueness of Our QR Code Payments Solution

Ecentric is the first payments solution partner in South Africa to offer integrated QR payments for in-store and online purchases. These in-store and online contactless payments are processed through our bespoke platform, where a dynamic QR code is presented on the payment device to be scanned by the consumer.

Our acceptance software facilitates the generation and display of the unique, EMVCo-standard QR code at the point of payment, while our flawless integration software ensures a cohesive experience for consumers across all locations and providers. In addition, our QR code development is so sophisticated that, during in-store purchases, the cashier does not need to be advised of which scan-to-pay digital wallet application is to fulfil the payment. The customer simply selects their preferred payment method from those enabled by the merchant.  

The dynamic QR code contains all transactions fields required to enable customer payment and merchant settlement.  It includes the precise transaction value for scanning on the preferred scan-to-pay application.

Association and conventional payment methods incorporated includes the following, with new methods added continuously:

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Snapscan

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Myworld
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Zapper
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Payflex
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Pay Just Now (and other Buy Now Pay Later product offerings)

The Ecentric platform delivers a hassle-free, contactless alternative payment experience for the shopper while our OmniSwitch concludes merchant settlement. Our single integration offers access to Ecentric’s all-in-one payment processor OmniHub, where onboarding retailers will have immediate access to our already integrated and extensive range of value-added products, including electricity, airtime, gift cards and much more. 

Dynamic QR Codes Explained

Our contactless payment solution generates a dynamic QR code unique to each transaction, displayed on the merchant device linked to the POS system during the purchase. This contactless payment option offers consumers various digital payment options through one dynamic QR code distinctive to the transaction, making it the fastest and simplest method for in-store and online payment processing.

How do QR Payments work?

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Items intended for purchase will be scanned or loaded into the consumer’s cart.

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The consumer voices their intention to fulfil their payment with scan to pay.

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The cashier will select this option. (This step is automated for online purchases)

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A dynamic QR is generated and displayed.

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The consumer selects their payment application on their smartphone before scanning the dynamic QR code.

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The consumer completes their payment through their application of choice.

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The merchant and consumer will receive confirmation of the transaction.

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The consumer selects their payment application on their smartphone before scanning the dynamic QR code.

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The consumer completes their payment through their application of choice.

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The merchant and consumer will receive confirmation of the transaction.

How Merchants Benefit from Scan to Pay

Onboarding retailers can look forward to a single integration process into this scan to pay solution, which provides complete access to our all-in-one payment processor, OmniHub. Our OmniHub facilitates access to various digital payment providers, alternative payment types, and value-added services to offer a faster payment solution to merchants and consumers alike.

The Ecentric QR Code Solution meets all EMVCo standards, which outline specifications that hold convenience, security and reliability in the highest regard. It also governs the overall use of QR Codes for payment purposes to maintain a consistent experience for merchants and consumers.

Interested in integrating our all-in-one platform with access to this innovative scan to pay solution?