1Voucher is a prepaid solution that allows cash-based consumers to convert their cash into digital value for in-store purchases.

It is a safe, free and cardless payment method. This is important, because consumers want choices and they are open to new solutions, especially cashless options, for safety and convenience.

As a payment solutions expert, Ecentric Payment Systems has partnered with Flash Group to bring 1Voucher to consumers and merchants in South Africa. 1Voucher, which sees more than 25 million vouchers sold every month, is the most widely distributed voucher in the South African market. Retailers can now empower cash-based consumers by offering a seamless and secure way to digitise their cash for in-store purchases.

Customers purchase a 1Voucher from retailers in the Flash Group’s network, receiving a 16-digit PIN which represents the digital value. This PIN can be shared, used in-store , as well as being used with selected partners. 1Voucher can be redeemed within categories as diverse as shopping, entertainment, travel, communication, crypto and trading, healthcare, betting, and utilities.

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Stored value cards, also known as gift cards, are a versatile payment solution processed by  Ecentric. As a leader in African payments, Ecentric has significant experience in the issuing space, processing over R1-billion worth of card payments annually. Our unique, in-house developed stored value card is designed to cater for a variety of unique requirements.

Ecentric’s gift cards offer flexibility and functionality to meet market demands and technological changes. The market value for these types of cards is estimated at $1.5-billion in 2025, forecasted to grow to $2.27-billion by 2029, with a compound annual growth rate of 10.9%. Gift card trends indicate a move towards digital adoption, consumers valuing convenience and instant delivery, as well as their use in corporate incentives and retail partnerships

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Money Badger provides Crypto QR Payments, which is a scan-to-pay technology enabling quick cryptocurrency payments at the till.  Money Badger enables merchants to capitalise on the high crypto adoption in South Africa, where 9.4% of the population, or just short of 6-million people, use crypto. 

Merchants that enable this cohort of people to spend their cryptocurrency in-store, receive the exact rand amount of the purchase with no volatility risk. This cutting-edge payments solution is available for point-of-sale, and mobile payments. Supported by regulatory clarity and licensing, the technology makes crypto payments user-friendly, cheap and reliable.

Shoppers use their crypto wallets to scan a QR code. Money Badger then collects the crypto payment, liquidates it into rands and settles the exact rand amount to the merchant’s bank account, acting in an intermediary capacity.

Money Badger supports various wallets, including Luno, VALR, Binance and all Bitcoin Lightning wallets, either by scanning directly, or through a companion app. By converting the crypto into rands, Money Badger avoids cross-border transfers. The technology enables refunds of various types.

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Payflex is South Africa’s most flexible payment provider, allowing shoppers to split their purchases into interest-free instalments. 

Ecentric Payment Solutions, has partnered with Payflex to bring the country’s largest independent buy-now-pay-later offering to merchants seeking to bolster their in-store payment options. To date, Payflex already has more than 2,2-million registered customers with more than R300-million spent through the platform a month. 

To consumers, Payflex offers zero interest or fees and has a quick and easy approval process, making it an extremely attractive option at checkout, bolstered by innovative repayment options driven by customer demand. Insights show a high percentage of shoppers spend more, shop more frequently, and would not have made a purchase without Payflex.

Using the Payflex app, a customer logs in and is ready to scan. In-store, the teller rings up items and selects Mobile Wallet on the POS. The shopper selects Payflex, and a QR Code is displayed. The shopper scans the QR code using the Payflex App, reviews the total amount, selects a card, and then reviews the payment plan. To release goods, the first instalment must be paid. The strength of the solution lies in the fact that shoppers experience instant registration, approval and purchases in under 90 seconds.

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Value Added Services (VAS) allows retailers to boost revenue, attract more foot traffic, and offer greater convenience to customers. With a market worth over R500 billion and strong demand for services like airtime, electricity, and bill payments, VAS provides a low-cost, high-margin opportunity. It helps retailers differentiate themselves, reach underbanked communities, and position their stores as essential, one-stop destinations—while supporting digital adoption and financial inclusion.

As a payment solutions expert, Ecentric Payment Systems has partnered with various service providers to bring VAS to consumers and merchants in South Africa. VAS (consisting of Airtime and Data, Bill Payments, Prepaid Services (Electricity, Water, and Digital Content), Instant Money and Money Transfers and Digital Wallet top ups, account for Approximately 700 million VAS transactions are processed through retailers in South Africa each month

The customer tells the cashier they want to buy or pay, the cashier selects the service on the POS and provides the required details, the cashier inputs the amount, the POS processes the transaction in real time, upon successful payment a receipt is generated and given to the customer.

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